WHAT DO YOU NEED TO KNOW ABOUT MY BUSINESS?
1. How much money are you currently looking for now and for what purpose?
2. What would your business look like if you received this money?
3. How long have you been looking for business financing for?
4. Have you applied for funding anywhere already?
5. Have you ever secured a SBA loan before through a conventional bank, or known someone who has?
6. Do you have any business or personal assets now that can be used as collateral, such as account receivables, equipment, inventory, stocks, a 401k, real estate, or other assets?
7. Is your business generating cash flow now, and if so how much?
8. How is your personal credit?
2. What would your business look like if you received this money?
3. How long have you been looking for business financing for?
4. Have you applied for funding anywhere already?
5. Have you ever secured a SBA loan before through a conventional bank, or known someone who has?
6. Do you have any business or personal assets now that can be used as collateral, such as account receivables, equipment, inventory, stocks, a 401k, real estate, or other assets?
7. Is your business generating cash flow now, and if so how much?
8. How is your personal credit?
ARE THERE ANY EXTRA EXPENSES THAT WILL COME...
ARE THERE ANY EXTRA EXPENSES THAT WILL COME...
Like any other business, you will incur expenses beyond the cost of membership. These are the normal costs of doing business. Extra costs can and will include:
Like any other business, you will incur expenses beyond the cost of membership. These are the normal costs of doing business. Extra costs can and will include:
- Business Entity Set-Up ( LLC, Corp)
- Optional Monthly Business Credit Reports
- Purchasing Equipment or Supplies From Vendors
- Application Fees from Lenders
WHAT KIND OF A GUARANTEE DO YOU OFFER?
It’s critical to get the specifics about guarantees. Because most companies that offer guarantees or promise only that your corporation will get an 80+ Paydex score. While this is a start, it’s not good enough.
If after completing our Business Credit Builder Program, you are not fully satisfied and/or have not obtained the following, we will extend your coaching program and access to the Business Credit Development Platform for up to an additional 12-month at no additional subscription cost.
If after completing our Business Credit Builder Program, you are not fully satisfied and/or have not obtained the following, we will extend your coaching program and access to the Business Credit Development Platform for up to an additional 12-month at no additional subscription cost.
- Corporate Compliance and documentation review
- D&B file and a D&B rating
- D&B Paydex Score
- Business credit file with Corporate Experian with an intelliscore
- Business credit file with business Equifax with the appropriate business credit score.
- Trade accounts and/or Vendor Accounts with and without a personal guarantee.
- A Business Credit Asset™ that can be used to leverage financing opportunities
- Access to a dedicated funding advisor for the next 5 years.
WHEN IT COMES TIME TO APPLY FOR FINANCING, ARE YOU GOING TO PASS ME OFF FROM LENDER TO LENDER?
This is another very important question. Virtually every other credit building company will when it is time to apply for financing, pass you off to one lender to apply, and then tell you to go and apply at the next lender and so on. They literally end up sending you on a wild goose
chase and just hope that one of the lenders can obtain financing for you. Does this sound like something a real business credit and financing expert would do?
We know each of the lenders underwriting criteria and as you are going through the platform with your certified business financing and credit coach, you will automatically be prequalified for individual financing products as you apply.
This means that our system will help identify which lending options are a good fit for your business.
chase and just hope that one of the lenders can obtain financing for you. Does this sound like something a real business credit and financing expert would do?
We know each of the lenders underwriting criteria and as you are going through the platform with your certified business financing and credit coach, you will automatically be prequalified for individual financing products as you apply.
This means that our system will help identify which lending options are a good fit for your business.
WHEN COMPANIES PROMISE TO GET YOU CASH CREDIT, ASK THEM THIS QUESTION: “WHAT TYPE OF PAPERWORK IS REQUIRED TO GET CASH LINES OF CREDIT?
Beware of companies that say it is not required to furnish financial statements, tax returns, business plans, bank statements, etc. to obtain financing without a personal guarantee. When it comes to getting approvals for cash credit without a personal guarantee, you will need to show that your company is financially responsible and you do this by showing it earns revenue, pays its bills on time and has established good business credit file.
If the company tells you that you can obtain this type of financing without providing real documents, don’t bother working with them, they are not being honest.
Think about it, is a lender really going to give you hundreds of thousand of dollars without a personal guarantee without you having to show them that you are a “safe risk?” We will show you exactly what you need to do in order to become a safe risk and secure this type of financing.
If the company tells you that you can obtain this type of financing without providing real documents, don’t bother working with them, they are not being honest.
Think about it, is a lender really going to give you hundreds of thousand of dollars without a personal guarantee without you having to show them that you are a “safe risk?” We will show you exactly what you need to do in order to become a safe risk and secure this type of financing.
WILL I HAVE THE ABILITY TO SET UP MY CREDIT FILES, AND MONITOR THE DEVELOPMENT OF MY BUSINESS CREDIT SCORE WITH ALL MAJOR BUSINESS CREDIT AGENCIES ALL WITHIN YOUR COACHING PLATFORM?
I can save you some time on this one; we are the ONLY company in the entire industry that has a data feed relationship with the business credit bureaus. This means, when you have a new trade line reporting to your Experian file, for example, our system data feeds with Experian
directly and we are notified immediately. We then update your coach and then update you on the progress you are making and the business credit asset you are developing. If they can’t do the same, run the other way. Why work with an advisor who is trying to blindly lead you!
directly and we are notified immediately. We then update your coach and then update you on the progress you are making and the business credit asset you are developing. If they can’t do the same, run the other way. Why work with an advisor who is trying to blindly lead you!
IF I GET STUCK WHILE I’M TAKING ALL THOSE NECESSARY STEPS, WILL I HAVE TO PAY YOU HUNDREDS OR EVEN THOUSANDS TO HELP ME FIGURE IT OUT?
Many companies charge low fees up front and continue to tack on heavy, additional charges each time you call or write for help.
Not us! We deliver everything you need to know to secure cash lines of credit without a personal guarantee. You will have access to a dedicated coaching advisor and we place no limits on how often you can speak with them.
Not us! We deliver everything you need to know to secure cash lines of credit without a personal guarantee. You will have access to a dedicated coaching advisor and we place no limits on how often you can speak with them.
WILL A TRAINED COACH SHOW ME, STEP BY STEP, HOW TO INCORPORATE MY BUSINESS AND BUILD BUSINESS CREDIT?
My guess is that if you wanted to figure out the intricacies of Incorporating your business and building corporate credit on your own .you would already did it. (I’ve done it. And believe .me this is NOT the stuff you want to muddle through on your own.)
So if you won’t be receiving step-by-step instructions supported by a trained credit coach, resulting in a predictable successful outcome, call another company. (We spell out each step in our proven system for securing cash lines of credit without personal guarantee in crystal clear detail).
So if you won’t be receiving step-by-step instructions supported by a trained credit coach, resulting in a predictable successful outcome, call another company. (We spell out each step in our proven system for securing cash lines of credit without personal guarantee in crystal clear detail).
WILL I BE OBTAINING ONLY TRADE CREDIT OR CASH CREDIT?
Be careful, there are a number of companies out there that will only help you obtain trade credit. Trade credit can only be used with the individual creditor, and nowhere else. This is great if you need $3000 of paper products, but is useless if you need money to invest, cover business expenses or expand your company. And if it is CASH credit, will I always need to personally guarantee the application?”
If the company says you will always have to personally guarantee all types of credit then you are NOT receiving the full benefit of the business credit. Keep in mind, our solution will introduce you to lenders who will not require a personal guarantee, however, these vendors will still be checking your personal credit and need your social security number. They do this to stay in banking compliance.
If the company says you will always have to personally guarantee all types of credit then you are NOT receiving the full benefit of the business credit. Keep in mind, our solution will introduce you to lenders who will not require a personal guarantee, however, these vendors will still be checking your personal credit and need your social security number. They do this to stay in banking compliance.
